Andrea Dickson

Three Products That Rock My World

By Andrea Dickson

In a consumer world, I am among the least savvy of consumers. I buy stuff on a whim, often without doing my research, and am frequently disappointed in what I end up buying. But every now and again, I find a product or service that is so incredibly awesome, so life-changingly helpful, that I can’t stop telling people about it. Here are three of my awesome finds of the past year. Have you found a product that you think is the bomb? Tell us about it in the comments before Sunday, February 21 at 12:00PM Pacific Time, and you’ll be entered into a drawing for an Amazon gift certificate for $25!

The ChicoBag – $5 each

The world is full of reusable shopping bags. Heck, my car is full of reusable shopping bags, which ironically, I never use, much less re-use. While I care about the environment, I suffer from a medical condition known as hyperpneumo craniosis (air headedness), which means that I will end up at the front of the grocery line, only to realize that all of my reusable shopping bags are still in the trunk of my car, or in the front seat, where I put them so that I wouldn’t forget them in the trunk when I went inside the store.

This is why I love the ChicoBag: it’s a sturdy nylon shopping bag that can hold lots of groceries (or anything else you need to buy), but that folds away into its attached pouch. When all closed up, the ChicoBag is no larger than a Yukon potato, which is small enough for me to fit three of them into the front pocket of my purse. Thus, I am never forced to run out to my car to fetch a mess of folded shopping bags. I just whip the ChicoBag out of my purse and unfold it, impressing cashiers and baggers with my organizational skills.

I bought my ChicoBags at Whole Foods, and thus, my bags are emblazoned with the Whole Foods logo, but the upside was that I spent approximately $3 for each of them, since Whole Foods orders them in bulk and resells them. I can’t stress just how much plastic I have avoided using since I bought my ChicoBags (and yes, I know that nylon is a synthetic polymer).

Goo Gone – $5 for 8 oz

I recently had a near-mental breakdown over the state of my toaster oven. Covered in crumbs and melted cheese, and displaying prominent smoke stains, its very existence filled me with anxiety. It just sat there on my kitchen counter, flaunting its filthiness. Latent OCD gripped me and shook me to the core, and I attacked the toaster with a bottle of Windex, some scouring pads, rubber gloves, the Dyson, and a look of utter madness. My boyfriend and dogs cowered in the next room, wondering from whence this crazed cleaning beast had appeared.

After approximately a half hour of scrubbing, vacuuming, and sweating, the toaster looked only marginally better, still displaying signs of smoke stains and fingerprints. Desperate to remove a sticky droplet of some disgusting substance on the front door of the toaster, I broke out my bottle of Goo Gone and applied a few drops. Presto, the blob of mystery goo disappeared. Emboldened, I began drenching paper towels with Goo Gone, polishing the toaster to a brilliant sheen. Cheese smoke, grease, oil — all were smote by the power of Goo Gone, which left behind nothing. No streaks, no marks, just a citrusy scent lingering in the air.

In a full-fledged cleaning frenzy, I cleaned the stove top, the oven, the microwave, the counters — everything was left shiny and beautiful, with minimal elbow grease involved. My kitchen was sparkling and brand-new (for approximately 24 hours, anyway), and I was newly converted to the citrus cleansing power of Goo Gone.

Sally Hansen Insta-Dri Nail Polish – $4.99 at Walgreen’s

I love a good manicure, but I don’t think I’ve ever had one in which I didn’t almost immediately ruin the job by slamming my newly-painted fingernails into the closest table, car door, or wallet. As someone who doesn’t like spending $20 to get my nails done, anyway, I’ve tried time and time again to DIY my nails at home. Usually, this involves meticulous painting of several coats of O.P.I. nail polish right before bedtime, with some frantic hand-waving and blowing to attempt to dry the polish before falling asleep. It’s never fully dry by the time my eyelids finally droop closed, and I inevitably wake up to find that at least one of the nail’s coat is smooshed into my pillowcase.

Honestly, who has time to do their nails?

Enter Sally Hansen’s Insta-Dri Nail Color. It goes on thick, dries fast, and I never need more than two coats (unlike the O.P.I. colors). Pre-bedtime manicures take 10 minutes from start to finish, and by the time I’ve finally given into the Sandman, my nails look awesome.

It’s true that the color choices are fairly limited compared to some other brands (you can see the available colors on the product home page), but the palette is enough to satisfy my needs. Pronto Purple is exceptionally pretty, actually.

—————————————–

Because somebody always asks, I will state for the record that I have received no compensation from the producers of any of the products mentioned here. They’re just products that I like and recommend. Similarly, please don’t plug your own products in the comments. Of course, I’ll have no way of double-checking this, so it’ll just be an honor code thing.

So, what products totally rock your world? Make sure to include your email in the email field when you leave a comment! The drawing will take place on Sunday, February 21 at 12:00PM, so let us know your product(s) before then!

Permalink | 69 comments | Andrea Dickson's blog | Channel: Green Living, Health and Beauty, Shopping

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This article is from Wise Bread.


Being Happier Through…Botox?

By Andrea Dickson

I never thought I’d admit this publicly, but I have had Botox injections before. Yes, I am only 33. And no, I don’t have some kind of dysmorphic disorder, and I’m not completely obsessed with every wrinkle or line on my face. I don’t adore the process of aging, but whaddya gonna do, you know?

But I will admit to a certain amount of vanity, and the truth is, I got really upset when I noticed this rather deep line between my eyebrows. It’s not so much from aging as it is from frowning. I frown a LOT. I work at a computer all day, and when I have to concentrate, or when I’m nervous, or when I’m angry or sad, I frown. I frown when I sleep, I’ve been told. I’m a frowner.

I won’t lie; I’m not a super happy person. I’m grumpy a lot of the time, and I have been since I was very young. My family is not a miserable family, although depression does tend to run in the Slavic side. My childhood was relatively happy, but I’m not what you would call "joyful." I’m not depressed, but I definitely come from a long line of women who aren’t particularly fond of perkiness. During college, I went through a period of rather extreme depression, and while I found that medication helped at the time, it’s not a long-term solution for me. I’ve come to accept that I’ve never been, and will never be, a bright and cheery kind of person.

Also, I get angry easily. Most of my mornings start with me glaring at myself in the bathroom mirror for about five minutes. Most of the time, though, I don’t realize that I am frowning — I do it all the time, while writing, talking on the phone, watching a movie, and I don’t even realize that it’s happening until I’ve been doing it for about an hour and my forehead starts to ache.

About a year ago, the presence of that rather deep line between my brows got the better of me, and I paid a very nice nurse at a local surgeon’s office approximately $140 dollars to inject toxins into my face. Honestly, I was terrified that I would end up looking like those stretch-faced, zombie women on TV, unable to express the most basic emotion through facial muscles. My nurse assured me that she had Botox, and she looked, at age 40, really great — not frozen and zombified. I took the plunge.

Aside from the cost, my only complaint about the treatment was that I had a pretty bad headache for about a week. Once that disappeared, though, and the muscles started to relax, I was happy to see that the line between my brows pretty much disappeared. And yes, the muscles couldn’t move, so I couldn’t furrow my brow. I could still raise my eyebrows and narrow my eyes, and obviously my cheeks and mouth weren’t affected, so I could FROWN, but not furrow. I simply couldn’t activate the muscles that would draw my brows together.

Then I noticed something: I felt a lot less angry. Whenever I would find myself getting frustrated at something (usually at work), just as I could feel my face pulling into a frown, I would realize that it just couldn’t be done. I couldn’t frown. And without the ability to do that, I didn’t stay angry very long. Momentary irritation tended to fizzle, and while it’s true that my job wasn’t any easier, I just didn’t get as upset about it. I even mentioned it to a coworker, who assured me that I was (1) crazy and (2) trying to justify having spent $140 on Botox. I told my parents, both medical professionals, about the effect on my mood, and they both sighed heavily and wondered what they had ever done to raise a daughter who couldn’t love her own face.

Well, who’s having the last laugh now? That would be me (yes, I can still laugh), after finding that my experience is not only common, but that it has a scientific explanation. Facial feedback hypothesis, which has previously told us that smiling can actually make us feel happier even when we naturally aren’t, can also explain why someone who is unable to frown fully doesn’t maintain a steady state of anger. It turns out that it’s not just your moods that affect your facial expressions, but your facial expressions that affect your moods.

Thus, someone who forces themselves to smile when they feel down can significantly improve their own mood, and someone who stops frowning when upset can stem the tide of anger or depression.

I’m not going to pretend that the over-application of Botox doesn’t freak me out. Between aging Hollywood madams on TV and physicians wives elbowing me aside at the shoe department at Nordstrom, I agree that a totally Botoxified face is a terror to behold. But in small amounts, I& have to say, it really has been a godsend.

My $140 worth of Botox lasted longer than expected — approximately 6 months (I was told to expect 3). Twenty-three dollars a month for an improved mood is worth it to me.

No word yet on whether total facial paralysis limits all kinds of emotions, although I imagine limiting one’s ability to smile might make them less happy?

Permalink | Comments | Andrea Dickson's blog | Channel: Health and Beauty

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This article is from Wise Bread.


Being Happier Through…Botox?

By Andrea Dickson

I never thought I’d admit this publicly, but I have had Botox injections before. Yes, I am only 33. And no, I don’t have some kind of dysmorphic disorder, and I’m not completely obsessed with every wrinkle or line on my face. I don’t adore the process of aging, but whaddya gonna do, you know?

But I will admit to a certain amount of vanity, and the truth is, I got really upset when I noticed this rather deep line between my eyebrows. It’s not so much from aging as it is from frowning. I frown a LOT. I work at a computer all day, and when I have to concentrate, or when I’m nervous, or when I’m angry or sad, I frown. I frown when I sleep, I’ve been told. I’m a frowner.

I won’t lie; I’m not a super happy person. I’m grumpy a lot of the time, and I have been since I was very young. My family is not a miserable family, although depression does tend to run in the Slavic side. My childhood was relatively happy, but I’m not what you would call "joyful." I’m not depressed, but I definitely come from a long line of women who aren’t particularly fond of perkiness. During college, I went through a period of rather extreme depression, and while I found that medication helped at the time, it’s not a long-term solution for me. I’ve come to accept that I’ve never been, and will never be, a bright and cheery kind of person.

Also, I get angry easily. Most of my mornings start with me glaring at myself in the bathroom mirror for about five minutes. Most of the time, though, I don’t realize that I am frowning — I do it all the time, while writing, talking on the phone, watching a movie, and I don’t even realize that it’s happening until I’ve been doing it for about an hour and my forehead starts to ache.

About a year ago, the presence of that rather deep line between my brows got the better of me, and I paid a very nice nurse at a local surgeon’s office approximately $140 dollars to inject toxins into my face. Honestly, I was terrified that I would end up looking like those stretch-faced, zombie women on TV, unable to express the most basic emotion through facial muscles. My nurse assured me that she had Botox, and she looked, at age 40, really great — not frozen and zombified. I took the plunge.

Aside from the cost, my only complaint about the treatment was that I had a pretty bad headache for about a week. Once that disappeared, though, and the muscles started to relax, I was happy to see that the line between my brows pretty much disappeared. And yes, the muscles couldn’t move, so I couldn’t furrow my brow. I could still raise my eyebrows and narrow my eyes, and obviously my cheeks and mouth weren’t affected, so I could FROWN, but not furrow. I simply couldn’t activate the muscles that would draw my brows together.

Then I noticed something: I felt a lot less angry. Whenever I would find myself getting frustrated at something (usually at work), just as I could feel my face pulling into a frown, I would realize that it just couldn’t be done. I couldn’t frown. And without the ability to do that, I didn’t stay angry very long. Momentary irritation tended to fizzle, and while it’s true that my job wasn’t any easier, I just didn’t get as upset about it. I even mentioned it to a coworker, who assured me that I was (1) crazy and (2) trying to justify having spent $140 on Botox. I told my parents, both medical professionals, about the effect on my mood, and they both sighed heavily and wondered what they had ever done to raise a daughter who couldn’t love her own face.

Well, who’s having the last laugh now? That would be me (yes, I can still laugh), after finding that my experience is not only common, but that it has a scientific explanation. Facial feedback hypothesis, which has previously told us that smiling can actually make us feel happier even when we naturally aren’t, can also explain why someone who is unable to frown fully doesn’t maintain a steady state of anger. It turns out that it’s not just your moods that affect your facial expressions, but your facial expressions that affect your moods.

Thus, someone who forces themselves to smile when they feel down can significantly improve their own mood, and someone who stops frowning when upset can stem the tide of anger or depression.

I’m not going to pretend that the over-application of Botox doesn’t freak me out. Between aging Hollywood madams on TV and physicians wives elbowing me aside at the shoe department at Nordstrom, I agree that a totally Botoxified face is a terror to behold. But in small amounts, I have to say, it really has been a godsend.

My $140 worth of Botox lasted longer than expected — approximately 6 months (I was told to expect 3). Twenty-three dollars a month for an improved mood is worth it to me.

No word yet on whether total facial paralysis limits all kinds of emotions, although I imagine limiting one’s ability to smile might make them less happy?

Permalink | 11 comments | Andrea Dickson's blog | Channel: Health and Beauty

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You did WHAT with my SSN?

By Andrea Dickson

Like many idiots, I bought my house at the peak of the real estate bubble, locking in a 30-year fixed rate mortgage at 6.375%. With escrow and taxes going up every year, and income going down (and no sign of a seller’s market on the horizon), I decided recently that I HAD to refinance.

I looked at some online quotes and called my local credit union to see what kind of rates were being offered in general (nothing worth my time). Since I knew my combined credit and payment history put me in fairly good standing, I figured that my current mortgage holder, US Bank, would want a shot at keeping me as a customer. Besides, my local branch employees were known for their stellar service and since I already had a linked checking account set up with direct deposit and everything, staying with the same bank would save me the headache of rearranging everything with the HR department again.

I called the local branch and got the number for their mortgage rep, someone who had been highly recommended by an assistant manager. The mortgage rep, who I will call "Linda" for the sake of this story, spent two days a week at my branch and serviced other branches on other days.

I have to admit, when I first called Linda, I was impressed with her. She was efficient, calm, collected, and totally in control; she had the ultimate phone voice. She understood the bits and pieces of mortgages in a way that I will never hope to. She asked about my current rate, payments, goals, income; all of this was very standard, but her manner was so with-it that I felt like I was in good hands.

And then she asked me what my mortgage number was.

This was not an unreasonable question, and any person who is capable of reciting their own phone number without checking their address book would probably have had no problem providing this info. As for me, well, I can only remember the first three digits of my mortgage number on a good day. Scrambling, I tried to log into my online banking account to refer to the linked mortgage info, only to remember that I had managed to lock myself out of the online account the day before, entering the password incorrectly many times.

"I’m sorry, I don’t have the number on me," I stammered.

"That’s OK," said Linda, "I can look it up using your social security number. The bank database has all of your account info."

It should be noted that I have a very active imagination, so at this point, I’m picturing Linda sitting behind a large desk in her downtown office, wearing a headset, tapping my SSN into her sleek laptop, which is securely logged into the banking system via ultra-mega locked-down VPN. I also imagine that Linda is brunette. Please don’t ask me why. These are details that I literally picture in my head, for no good reason at all.

I half-whispered my social security number over the phone line, always nervous that someone bad will overhear. Linda explained that she will have to send away for a bunch of data from headquarters, but that the mortgage application is usually returned within 24 hours, and that she would call me back early in the next week to schedule an appointment to go over the various mortgage options. I felt relieved. The burden of my mortgage has really been getting to me, and I’m looking forward to the possibility of any financial relief.

Early the next week, I found myself in the bank, making some deposits, and I noticed that Linda’s usually-empty desk is occupied with someone who I assumed must be Linda herself. Having not heard back from her yet, I decided that, for once in my life, I was going to be proactive. I walked up to her desk, verified that her name tag read "Linda", and waited for her to finish doing whatever it was she was doing on her (sleekish) laptop. She tapped away, glancing at me as though my presence was not appreciated.

Linda is actually a bottle blond.

"Hi," I said, holding out my hand, "I’m Andrea Dickson, and we spoke on the phone last week about refinancing my mortgage. I was wondering if you had a chance to look at your schedule? Maybe we can set something up while I am here." I am amazed that I say the entire sentence without tripping over my words, as is my tendency.

"Oh," replied Linda, definitely looking less-than-thrilled, "I didn’t get your mortgage number from you, so I was unable to retrieve your information. You said you were going to call back, but you never did."

I felt my head tilting to the side in the confused manner used by puppies who are encountering other animals for the first time. I reached into my purse, as though my mortgage number is simply floating around in there.

"No," I said, remembering our conversation, "I gave you my social security number, and you said that you were going to look up my mortgage info."

"Oh, I did say that, that’s right." It was clear to me immediately that she hadn’t even started the process. She reached into her bag, pulling out what, in my imagination, was surely going to be a leather-bound ledger book, with carefully written data about me and what I had told her thus far about my mortgage. Navy leather, is what I figured.

Not…a lined spiral-bound notebook with…doodles?

Linda turned to the back of the notebook, past pages and pages of notes written in large, blocky letters in purple ink, and there on the last page is "my" name, "ANDREA DIXON" along with my social security number, next to a drawing of what Linda apparently thinks a starfish looks like.

It didn’t actually occur to me that Linda was going to be writing down my social security information to use at a later time. I’ll admit that there’s not really a difference security-wise, between a loose leaf notebook with very unsecured personal data and a leather-bound, professional-looking executive notebook with unsecured personal data. I suppose I should be just as weirded out if it was written in a gold-plated tablet, blessed by the Pope.

On one hand, the format isn’t the issue; it’s almost as easy to misplace files filled with typed, official bank forms as it is to set aside a doodle-and-social-security-number-filled steno book. If you are extremely careless, you can lose a laptop filled with customer data (although customer data or unsecured access to it should never reside on individual personal computers). But something about seeing my personal data in a Gregg Rule Stenobook, alongside the personal information of other customers, seemed galling.

I didn’t know what to say. While I hovered, Linda assured me that the information she was sending away for would be back within 24 hours. I contemplated making a scene, but because I am a wuss, I left the bank after pointing out that she had misspelled my name. Linda gave me a look that indicated that she didn’t care how I spelled my name. I could tell that this was the beginning of a wonderful business relationship.

Back at my desk, pondering the issue, I decided to call Linda and ask if I could have that piece of paper with my data on it.

I hate confronting people. I hate confronting people. This was my mantra as I waited for Linda to pick up her line.

Linda answered the phone and I explained to her that I felt a little weird about my data, especially my full social security number, being written out in a notebook like that. I told her that I felt that the information was unsecure, and that if I had known that she was going to be writing it down, rather than entering it into a encrypted computer database, I would have called her back with my mortgage number once I located it.

Linda’s tone was distinctly irritated. Who was I to question her methods? "I can assure you that your information is safe with me. I never leave my notebook lying around. That’s illegal."

"Well," I said, struggling to be polite, "That’s good. But I’d still feel more comfortable if you could give me that sheet of paper so I could shred it."

"I have other customer data on the page besides yours," snapped Linda, "Customer information that is as valuable and as important as yours is." This is clearly meant to comfort me; that Linda is being as irresponsible with her other customers’ data as she is with mine, that all of us are at risk.

"I honestly don’t know what to tell you to make you feel better. I’ve always kept records like this and I’ve never lost anyone’s information. My briefcase has a lock."

This is good news, because no one has EVER successfully stolen a locked briefcase. It’s a well-known fact that all locked briefcases immediately detonate upon being obtained by sinister hands.

"I carry files all over the place that have more customer data than I have for you. I have mortgage application files on me at all times." This is where Linda wants me to know that my piddling little social security number is of no great importance compared to other customers, who have handed over addresses, phone number, spouse names.

"I’m really uncomfortable with this," I say.

"Well, I can’t give you the piece of paper. I can’t give you another customer’s data. If it makes you so uncomfortable, I can always cross out your social security number with a black marker, so if I lose my notebook, no one can read it."

This is a time-tested method of securing data that has NEVER failed. Now I can rest easy, knowing that should Linda misplace the notebook, which will not happen because it hasn’t happened yet, no one will EVER be able to flip the page over and read the imprint of my social security number on the backside of the page.

The thing is, I’m sure Linda is a trustworthy employee. I doubt she runs around scrawling my SSN and name on bathroom stalls, and she is doubtlessly fairly careful with her notebook. But Linda could be a trained CIA killer who would rather die than have her personal notebook stolen and still manage to have the darn thing stolen. A briefcase full of files? Easily stolen. A steno book? Much. More. Easily. Stolen.

Wondering if perhaps I was overreacting, I called another branch of US Bank and inquired if it was common practice to write down customer’s data in a notebook. Startled, the manager told me that while it was part of a mortgage professional’s job to carry files that contained data, such data was not often stored in a notebook. My own branch’s assistant manager assured me that he uses a notepad to write down all kinds of data from customers, and that he is very careful with how that data is handled.

This doesn’t sit right with me, but I am uncertain as to what exactly it is about the situation that I find so upsetting. Is it that Linda is extremely unfriendly and I am overly sensitive? I’m not even sure if any laws are being broken by Linda as a bank employee. I imagine that if a bank teller at the same institution wrote down my social security number on a piece of paper for the purposes of helping me with something, and then took the paper home, they would be breaking more than one law. 

Truth be told, I can’t find any specific laws relating to the banking sector and personal security. HIPAA might protect our personal data as it relates to our health, but the only federal law that might pertain to such activities isn’t even a law yet, but still a bill being reviewed in the Senate. So much modern legislation deals with protecting our identities and information from digital breach, but what can we do to prevent employees from writing our social security numbers in giant purple in a notebook while running errands? I doubt Linda has a separate book with back-up notes that she can use to notify me if she DOES lose the notebook and my personal data falls into someone’s less-trustworthy hands.

Here’s the thing: I don’t really know the legal implications behind this. The way that Linda, and apparently the other employees at my bank, are treating customer data may be well within the legal confines of their profession. But it shouldn’t be. So much of the laws that are passed in this country are reactive. They deal with how to let customers know once their data has been stolen, usually electronically. I’d like to know what my bank is doing to keep my data FROM being stolen, and "we’ve never had a problem so far" is not a good method for ensuring data security.

The lesson, of course, is to never give out your social security number unless you absolutely have to, and even then, see if you can push back a bit. Because you simply never know.

What would you do in my situation? Do you think the measures undertaken here are secure enough for YOUR data?

Permalink | 39 comments | Andrea Dickson's blog | Channel: Consumer Affairs

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This article is from Wise Bread.


Holiday Gift-Giving for the Truly Broke

By Andrea Dickson

This year, my holiday gift giving is going to be curbed more by necessity than by my sense of goodness, frugality, or my love for the environment. I just can’t afford to splurge on gifts, even though I want to.

I know lots of other people are in the same situation this year, and so I’m not alone in looking for cheaper gifts or gift alternatives. You may hear people saying things like "don’t buy cheap stuff; instead, give the gift of your time," but what the hell does that really mean?

It means that you give what you can. What you can will vary from person to person. What ways can you give of yourself when you’re too poor to buy the things you’d like to?

First, ask yourself, "What skills do I have?"

People frequently downplay their own skills and talents, thinking that the things that they are really good at aren’t useful to other people. It doesn’t matter how trivial your talents may seem; they’re probably incredibly useful to someone else.

There are things that other people can do that I simply cannot, no matter how hard I try. For instance, I am unable to pin my hair into a neat updo without injuring myself and those around me. If a friend were to say, "Look, I’m broke as hell this Christmas, but if you give me a week’s warning before an event, I will come over and give you an Audrey Hepburn style to die for," I would count that among the most useful presents of the year.

Alternately, if you don’t want to explain your financial situation, or if you have other reasons for not giving physical gifts to people, you can always say, "I’m practicing a new way of living, and that involves reducing waste and unnecessary stuff. I’d like to help people live better with less, and here’s what I’m giving as my gift this year."

There are some guidelines for giving gifts of time and energy:

  1. Keep in mind that some people don’t want to share too much of themselves, so even if most people you know would LOVE to have you help them clean out their garage, other people might find it a touch too personal.
  2. Don’t give gifts of time and energy that you are already obligated to take part in. For instance, you really should be visiting your grandmother in the nursing home as it is, so don’t say "Well, Grandma, I can visit you 3 more times this year, if you like." Consider something else, like organizing a game night, or some other kind of entertainment for your grandmother and her friends.
  3. Not everyone will need or want what you have to offer.
  4. Consider each recipient when making a gift of your skills. Raking leaves isn’t useful to someone who doesn’t have a yard.
  5. Follow through. No gift is as meaningless as an empty promise. If you know that you can’t be trusted to actually complete the promised tasks, you’re better off not offering them.

Here are a few ideas for time and skill-related gifts that you can give to friends and family, and maybe even acquaintances.

Childcare

Who can afford a babysitter anymore? If you have experience with taking care of kids and know someone who needs a night or a weekend away, you’ve got yourself a present, my friend.

Sewing/mending

How many clothes do you currently have that you can’t wear because they are missing a button or the hem fell out (probably more than a few, if you shop at Target)? Well, would you be grateful if someone you knew took all of those clothes from you and returned them to you a week later, all fixed and ready to wear? I know I would. You don’t have to be a master seamstress to sew buttons on a dress shirt — just be sure to get the spare button and the right color of thread.

Photography/graphics

Being a professional photographer is a plus, but not a necessity, when offering your skills as a photographer for your friends and family. Of course, it certainly doesn’t hurt if you’ve got a good camera and a great sense of how to frame a photo, but friends might be just as grateful if you can manage to take a really nice headshot of them for Facebook/Twitter or MySpace (does anyone use that anymore?). I have at least ten friends on Facebook who would really use a photo that isn’t obviously self-taken using the bathroom mirror. If you know how to apply a thin layer of make-up to your subject (or touch up blemishes in Photoshop), you may have an easy-to-give gift for anyone you know who spends time on social networking sites.

You can also offer to take pictures of people’s pets — pet owners are all completely insane, and can never have enough formal-looking pictures of their Snookie-wookums.

If you know that someone is looking to sell their home (and you haven’t managed to talk them out of it — in THIS market??!), you could take photos of the various rooms of their house for online real estate listings (assuming that their agent isn’t already doing this).

Writing/editing/translating

Do you speak another language? Do you write particularly well in any language? People frequently need help in this arena. For instance, I can write a technical manual with ease, but I can’t update my resume worth a darn. If you’ve worked in HR or hiring, then you know what kinds of things recruiters are looking for. Your friends might need help in this area.

Housework/yard work

This might seem like an old and tired option, but how many people couldn’t use some extra help around the house these days? If cleaning someone’s entire house seems too personal, you can always offer to deep clean the kitchen. Sometimes, it’s the little things around the house that are the most frustrating, but yet hardest to get done. How about offering to help fix a broken shelf, oil all the creaky doors in your mom’s house, or do spring yard cleaning? Maybe you’re good at pruning trees or rosebushes. That’s good, because pruning trees is a very expensive thing to have to pay someone else to do.

Car detailing

There’s a reason why it costs so much to detail a car — it’s time consuming and insanely boring. It’s also a good activity for someone who has OCD tendencies and who loves a clean vehicle. Me, I don’t care if my car is overflowing with papers, but the second something sticky spills inside, I’m there with the cotton swabs and the Windex. This is a great gift because it requires plenty of elbow grease, but very little in the way of skill.

Winter is a tricky time to wash a car’s exterior, simply because it is so darn cold in so many places, but offering to vacuum/steam-clean and polish the interior of someone’s car is a gift that few car owners can refuse.

Painting

I love painting the interiors of homes; nothing feels so new and remade as a fresh coat of paint in the living room. If you’ve got some painting experience under your belt and already know the drill, offer to help anyone who is planning on doing some remodeling or redecorating.

Pet care

Pet sitting is extremely expensive for the owner, but caring for a pet for a couple of weeks really isn’t pricey for the caregiver. It’s time consuming, and if you have a keen sense of smell, the poop-scoop duties aren’t that much fun. But it’s not a bad way to make someone happy. If you have a living situation that allows you to accommodate pets for a time, offer to take care of someone’s little darlings while they take off for Hawaii. It’ll save them a couple hundred bucks, and might even start you off on a new career path.

Heck, even offering to do a daily litter box scoop for a few days for a friend who lives close to you might be greatly appreciated.

Music

If you play an instrument, offer to provide entertainment for a friend’s party or event. If you can teach music, offer some free music lessons, either to friends or friends’ children. Kids love music, so offer to give them a jam session.

Computer help

My parents are very, very good at downloading viruses and malware to their home computer. I happen to be pretty good at backing up data and reformatting hard drives. Where demand meets supply, a decent gift is born. Maybe somebody you know needs some adjustments made to make their computer run faster. If you can remove all the malware, defrag the system, and insert those memory sticks that your brother ordered months ago but doesn’t know where they go, well, you’ve just saved someone at least a hundred bucks in computer repair fees.

Organizing collections

Some people are simply better than others at organizing. There are people who keep all of their photos in acid-free albums, neatly labeled and categorized, and then there’s my mother, who has never met a cardboard box that can’t be filled with old photos from the 1970s. If I had a friend who could take my hand and spend a few hours showing me how to make a molehill out of the mountains of pictures in my mom’s spare bedroom, I’d be so happy.

How about CDs? Yes, there are still people who are just buying their first MP3 player and who haven’t ripped all of their CDs. Can you spare an evening or two adding a CD collection to someone’s hard drive while you cook dinner and watch backed up episodes of Glee? Right there, that’s a decent gift.

Beating someone at Scrabble

My sister beats me at online Scrabble all the time. I would be forever indebted to anyone who could take her down a peg or two under my login name.

Lessons

Do you speak another language fluently? If any of your friends have ever expressed interest in your native tongue, why not help them to learn a few phrases? Maybe your best friend is trying to impress a Latina coworker — if you can teach him to sing a ballad in Spanish, he might owe you big time. Are you a particularly gifted cook? Not everyone is. If you know how to cook exotic dishes, or simply how to prepare really good food on a shoestring budget, there are probably three people in your immediate circle of friends who could benefit from your knowledge.

Budgeting/taxes

Well, obviously you’re no good at budgeting, or you wouldn’t be broke this holiday season. OK, let’s say you know how to make a budget. Do you have friends who are in desperate need of some advice in this arena?

Or maybe you’re really adept at filing taxes. Of course, some people would much rather have a complete stranger look at their income filings than allow an acquaintance to be privy to their finances, but I know several people who use close friends to get their taxes done cheaply every year. Maybe your nephew is fresh out of college and filing for the first time. You can save him a couple hundred dollars by keeping him away from H&R Block if you help him e-file.

Presentation

The style with which you offer your services in place of regular holiday gifts can be as important as the actual deed itself. You can explain your predicament and offer over the phone to each recipient, send an email (do these individually), a letter, or print out a list of options on some nice card stock and ask all your gift recipients to choose a service and RSVP for your time.

Make sure to present the offer with enthusiasm and without a hint of embarrassment, but also without too much in the way of bravado ("I’m SUCH an awesome photographer that I thought you’d be happy to have my take photos of stuff for you" might not fly). Remember, there are people who will be grateful for your time and energy, and your talent. Don’t be offended by those who don’t partake, but don’t be ashamed of what you have to offer, either.

And remember, the spirit of giving wasn’t always about the latest gadget.

What do you give for holiday gifts when you have next to nothing in your checking account? From time to tiny trinkets, I’d love to know what Wise Bread readers give when their piggy banks are empty.

Permalink | 13 comments | Andrea Dickson's blog | Channel: Art and Leisure, Shopping

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This article is from Wise Bread.


How to Cheaply Display Your Art

By Andrea Dickson

Custom framing your art is often more expensive than the art itself. How weird is that?

There are so many places nowadays to find good, cheap art, but framing said art can be one of the most expensive aspects of decorating your home. Unless you have your own equipment or some killer coupons, professional framing can easily set you back $60-$200 per 8×10 piece of art. If you’re like me, and have an eclectic collection of paintings, drawings, and collage, you probably also DON’T have the kind of dough it takes to professionally frame your whole collection.

Well, there are plenty of ways to display your art that don’t involve thumb tacks or poster putty (or pricey custom framing) that are still funky, fun, and cheap.

Framed Art

Oil paintings (and often acrylics, for that matter), aren’t typically framed behind glass. They can be, but the glass has to be set off of the painting, because if it comes into contact with the paint, even if it’s dry, the paint might stick to the glass. Oil paintings are typically made on canvas, and are stretched onto a wooden frame that gives them shape. You can add a frame to the outside or just hang a stretched canvas without a frame — my point is not to invest in a big heavy piece of glass if you don’t need it.

Similarly, posters can be mounted onto posterboard and framed with a simple poster frame that may or may not include glass — the less glass you use, the cheaper (and lighter) the end product is. Matting is always optional. The larger the matting, the more expensive the project, so for bigger pieces, you might want to avoid matting. However, pre-cut matting is fairly inexpensive and can really make a difference in the quality of a framed piece of art.

Premade frames

This isn’t the cheapest option, because even premade frames aren’t cheap, but they are easy to deal with and involve minimal effort on your behalf. Frames come in many different sizes, so you can find something to fit most any piece of art. When buying a frame, take the piece of art with you so that you can see how it will look in the frame. There are many different types of frames available these days: you can buy wooden or plastic frames, frames with or without glass or plastic covering the art, frames with or without matting, and even frames without frames (essentially a piece of glass and a piece of particle board that you stick your art between). Generally, the more ornate the frame, the more expensive it will be.

You can buy frames at stores like Target or Walmart, although selection may be limited. Better options include art supply stores or frame stores — check your local paper for coupons or ask a store associate when the next big sale is in order to find the big savings. A simple frame for an 8×10 picture may be $20 on a normal day, but a sale day will knock that down to $10, easy. Aaron Brothers and Michael’s (both stores have great selections) have amazing sales in which frames are reduced up to 75% off. Always keep your eyes peeled for coupons in your local paper or Valu-Pak. Also, in addition to the art and frames section of these stores, you may want to check out the wood projects and kids’ sections. I’ve found thick, unfinished backless frames for $1.50 each. The frames were meant for kids to decorate with glitter and sequins, but they looked amazing framing some 4×4 color prints I had purchased on Etsy.

If you are a good bargainer, it never hurts to befriend your local frame consultant to see if you can’t buy some of the cast-offs or rejects — the frames that other people order, and then decide they don’t want for whatever reason.

By far the most consistently affordable place to buy ready-made picture frames is IKEA. If you happen to have a Swedish mega-maze somewhere near you, check out the frame selection on your next day-long venture.

Damaged frames

A smooth black picture frame is just about the easiest thing in the world to scratch or scuff, so frames with dings and divots are frequently tossed in the bargain bin as soon as they are unpacked. Lots of stores have their bargain section in a back corner, so always check there to see if there is something you can use. Most minor imperfections can either be easily fixed with some nail filler and black marker, or improved upon by "distressing" the entire frame with sandpaper so that it has that shabby chic look that is so desirable these days.

Buy pre-framed art and throw away the art

Department stores have more than their fair share of hideous pre-framed art. If you find a piece of pre-framed hideous art with a good frame, there’s no need to keep the art. Just toss it out and insert your own awesome blacklight unicorn poster. Ross is particularly good for this.

Used frames featuring all kinds of horrible art can be found at thrift stores, garage sales, flea markets, and next to dumpsters all over the country. You can keep the existing art or throw it away.

Making an ugly frame look amazing doesn’t take much effort — just some acrylic paint or a rattle can in an amazing color, a well-ventilated area, and a good drop-cloth, and you’ve got yourself a snazzy, incredibly hip frame for your art. I’ve actually seen some pretty cool-looking rooms that are decorated entirely using empty picture frames that have all been painted the same awesome color, or simply matched according to a general sense of aesthetics.

Of course, if you have an entire tool shed just bursting with state-of-the-art miter saws and bevellers, you can always make your own frames.

Frameless frames

There are plenty of glass or Plexiglas "frames" that consists of a clear cover, a solid back, and small clips that allow you to protect and hang your art without a traditional "frame". I buy these in bulk at my local art supply store. Gallery-style frames are another option — a very thin plastic frame that barely shows allows you to place art inside and press a piece of glass or plastic into little grooves in the front of the frame. Gallery frames are cheap, but do significantly limit the thickness of the piece you are displaying.

Hanging Art

Hanging framed art is an art in and of itself…or is it a science? In any case, there are many different ways to get the look that you want.

If you want to hang frames in a gallery style, take some advice from the pros, like an actual curator. Or, you may find it easier and more cathartic to cluster your framed art in a more unique and devil-may-care manner that doesn’t depend on straight lines and perfect corners.

There are many different ways to hang framed art. Some people like to use eye-hooks/staples and wire across the back of the frame. The wire can be kept short, and tucked behind the picture so that the nail is hidden when the picture is hung, or long, so that the picture hangs down from a nail. I’ve seen really pretty hangings done using silk ribbon that is attached to the top back of the frame using strong staples.

Unframed Art

Of course, you can save a bundle on framing costs by simply skipping the frames altogether, There is plenty of art out there that doesn’t have to be matted and framed; in fact, almost anything that is displayed with a certain amount of flair becomes art, like a wall covered in a rainbow of paint chips from Home Depot.

For more traditional 2D art, like posters, paintings, and collages, you can either leave the art as-is, or have it mounted on a poster board to give a little more heft and to keep it from getting damaged. Posterboard is fairly inexpensive, and you can do the mounting yourself or have it done at a frame shop for a steal.

Wire and clips

This method is my favorite because it’s easy, breezy, and slightly edgy. Take a long piece of wire (thinner gauges are better), some small nails, and a hammer. Pound the nails into your walls at whatever locations you feel are appropriate, and string the wire taught between them. It helps to angle the nails AWAY from the direction that the wire will be pulling. You can create a single horizontal line, many horizontal lines, zigzag lines, vertical lines, or spider webs — it really doesn’t matter. You can hang the wire up high and string it across a room, or stick to one wall or small area. Whatever floats your boat.

Next, take a handful of clothespins (the newer kind works better than the old fashioned style) or binder clips, and attach your art wherever you like it. I like to hang concert posters high up on horizontal wires, and clip vintage postcards along vertical wires. A series of black and white photographs evokes a darkroom or photographer’s studio. You can hang letters from your grandma, childhood mementos, potholders, jewelry or even air plants, if you want. Mixing up colors, sizes, and shapes is fun, or you can choose one particular style and stick with it. Variety is the spice of life, but not everyone likes as much spice as I do (for examples of both ways of thinking, check out this apartment featured on design*sponge).

With a bit more effort, you can use clips sans wire to create a gallery-like arrangement of unframed art. This method doesn’t afford you as much flexibility with rearranging your collection, but looks clean and unencumbered.

Clothing hangers

A slightly less flexible way to show off your unframed pictures or posters is to hang wire clothing hangers from a nail in a prominent location, and then use clothes pins or binder clips to hang the art from the clothing hangers. Hangers are frequently used to make mobiles for 3D art display, so you can move the medium to the 2 dimensional for a new take on a common household item.

Clipboards

If you have lots of smaller pieces of art that you want to display, try hanging a series of clipboards on your wall. Art can be neatly pinned to the center of the clipboard, and the back of the board provides a frame in which to show off the art. A clipboard can be had for as little as $2 (I’ve seen them for $0.88 on some websites, but you have to consider shipping). Buy a couple dozen of them, and hang them in neat military lines or in a more random fashion. If the dark brown background of the clipboard doesn’t suit you, you can always paint the clipboard white, yellow, or any hue that makes you smile and offsets your art collection.

Magnets

If you enjoy rearranging your collection, but have a morbid fear of nails and the damage they cause, you can turn a huge space into a magnetic board of your own with magnetic paint. Assuming you have the ability/right to paint your walls, you can create art spaces with a roller and a can of Rustoleum brand magnetic paint (runs about $30). Add some snazzy, modern-looking magnets for about $20. While $50 isn’t a drop in the bucket, it’s cheaper than framing your entire poster collection. A whole wall (or room) becomes your personal art gallery on which you can arrange your drawings, newspaper clippings, posters, collages, or anything else you can think of. The best part is you don’t have to refill and touch up holes in the wall every time you want to rearrange your artwork.

The Art of Leaning

Whoever said that art had to be hung? One of my favorite ways to display my favorite large oil paintings is to set them on top of dressers or low bookshelves, or even rest them on the floor, leaning against the wall. The look is casual, you don’t have to mar the walls with nail holes, and you can move stuff around without having to worry about busting out the measuring tape or level.

 

*This advice doesn’t necessarily apply to art that you consider highly valuable or a collector’s item of some kind — for those, do consider a professional framing job to protect the artwork from light and time.*

Permalink | 6 comments | Andrea Dickson's blog | Channel: Art and Leisure

Similar entries:

This article is from Wise Bread.


How to Cheaply Display Your Art

By Andrea Dickson

Custom framing your art is often more expensive than the art itself. How weird is that?

There are so many places nowadays to find good, cheap art, but framing said art can be one of the most expensive aspects of decorating your home. Unless you have your own equipment or some killer coupons, professional framing can easily set you back $60-$200 per 8×10 piece of art. If you’re like me, and have an eclectic collection of paintings, drawings, and collage, you probably also DON’T have the kind of dough it takes to professionally frame your whole collection.

Well, there are plenty of ways to display your art that don’t involve thumb tacks or poster putty (or pricey custom framing) that are still funky, fun, and cheap.

Framed Art

Oil paintings (and often acrylics, for that matter), aren’t typically framed behind glass. They can be, but the glass has to be set off of the painting, because if it comes into contact with the paint, even if it’s dry, the paint might stick to the glass. Oil paintings are typically made on canvas, and are stretched onto a wooden frame that gives them shape. You can add a frame to the outside or just hang a stretched canvas without a frame — my point is not to invest in a big heavy piece of glass if you don’t need it.

Similarly, posters can be mounted onto posterboard and framed with a simple poster frame that may or may not include glass — the less glass you use, the cheaper (and lighter) the end product is. Matting is always optional. The larger the matting, the more expensive the project, so for bigger pieces, you might want to avoid matting. However, pre-cut matting is fairly inexpensive and can really make a difference in the quality of a framed piece of art.

Premade frames

This isn’t the cheapest option, because even premade frames aren’t cheap, but they are easy to deal with and involve minimal effort on your behalf. Frames come in many different sizes, so you can find something to fit most any piece of art. When buying a frame, take the piece of art with you so that you can see how it will look in the frame. There are many different types of frames available these days: you can buy wooden or plastic frames, frames with or without glass or plastic covering the art, frames with or without matting, and even frames without frames (essentially a piece of glass and a piece of particle board that you stick your art between). Generally, the more ornate the frame, the more expensive it will be.

You can buy frames at stores like Target or Walmart, although selection may be limited. Better options include art supply stores or frame stores — check your local paper for coupons or ask a store associate when the next big sale is in order to find the big savings. A simple frame for an 8×10 picture may be $20 on a normal day, but a sale day will knock that down to $10, easy. Aaron Brothers and Michael’s (both stores have great selections) have amazing sales in which frames are reduced up to 75% off. Always keep your eyes peeled for coupons in your local paper or Valu-Pak. Also, in addition to the art and frames section of these stores, you may want to check out the wood projects and kids’ sections. I’ve found thick, unfinished backless frames for $1.50 each. The frames were meant for kids to decorate with glitter and sequins, but they looked amazing framing some 4×4 color prints I had purchased on Etsy.

If you are a good bargainer, it never hurts to befriend your local frame consultant to see if you can’t buy some of the cast-offs or rejects — the frames that other people order, and then decide they don’t want for whatever reason.

By far the most consistently affordable place to buy ready-made picture frames is IKEA. If you happen to have a Swedish mega-maze somewhere near you, check out the frame selection on your next day-long venture.

Damaged frames

A smooth black picture frame is just about the easiest thing in the world to scratch or scuff, so frames with dings and divots are frequently tossed in the bargain bin as soon as they are unpacked. Lots of stores have their bargain section in a back corner, so always check there to see if there is something you can use. Most minor imperfections can either be easily fixed with some nail filler and black marker, or improved upon by "distressing" the entire frame with sandpaper so that it has that shabby chic look that is so desirable these days.

Buy pre-framed art and throw away the art

Department stores have more than their fair share of hideous pre-framed art. If you find a piece of pre-framed hideous art with a good frame, there’s no need to keep the art. Just toss it out and insert your own awesome blacklight unicorn poster. Ross is particularly good for this.

Used frames featuring all kinds of horrible art can be found at thrift stores, garage sales, flea markets, and next to dumpsters all over the country. You can keep the existing art or throw it away.

Making an ugly frame look amazing doesn’t take much effort — just some acrylic paint or a rattle can in an amazing color, a well-ventilated area, and a good drop-cloth, and you’ve got yourself a snazzy, incredibly hip frame for your art. I’ve actually seen some pretty cool-looking rooms that are decorated entirely using empty picture frames that have all been painted the same awesome color, or simply matched according to a general sense of aesthetics.

Of course, if you have an entire tool shed just bursting with state-of-the-art miter saws and bevellers, you can always make your own frames.

Frameless frames

There are plenty of glass or Plexiglas "frames" that consists of a clear cover, a solid back, and small clips that allow you to protect and hang your art without a traditional "frame". I buy these in bulk at my local art supply store. Gallery-style frames are another option — a very thin plastic frame that barely shows allows you to place art inside and press a piece of glass or plastic into little grooves in the front of the frame. Gallery frames are cheap, but do significantly limit the thickness of the piece you are displaying.

Hanging Art

Hanging framed art is an art in and of itself…or is it a science? In any case, there are many different ways to get the look that you want.

If you want to hang frames in a gallery style, take some advice from the pros, like an actual curator. Or, you may find it easier and more cathartic to cluster your framed art in a more unique and devil-may-care manner that doesn’t depend on straight lines and perfect corners.

There are many different ways to hang framed art. Some people like to use eye-hooks/staples and wire across the back of the frame. The wire can be kept short, and tucked behind the picture so that the nail is hidden when the picture is hung, or long, so that the picture hangs down from a nail. I’ve seen really pretty hangings done using silk ribbon that is attached to the top back of the frame using strong staples.

Unframed Art

Of course, you can save a bundle on framing costs by simply skipping the frames altogether, There is plenty of art out there that doesn’t have to be matted and framed; in fact, almost anything that is displayed with a certain amount of flair becomes art, like a wall covered in a rainbow of paint chips from Home Depot.

For more traditional 2D art, like posters, paintings, and collages, you can either leave the art as-is, or have it mounted on a poster board to give a little more heft and to keep it from getting damaged. Posterboard is fairly inexpensive, and you can do the mounting yourself or have it done at a frame shop for a steal.

Wire and clips

This method is my favorite because it’s easy, breezy, and slightly edgy. Take a long piece of wire (thinner gauges are better), some small nails, and a hammer. Pound the nails into your walls at whatever locations you feel are appropriate, and string the wire taught between them. It helps to angle the nails AWAY from the direction that the wire will be pulling. You can create a single horizontal line, many horizontal lines, zigzag lines, vertical lines, or spider webs — it really doesn’t matter. You can hang the wire up high and string it across a room, or stick to one wall or small area. Whatever floats your boat.

Next, take a handful of clothespins (the newer kind works better than the old fashioned style) or binder clips, and attach your art wherever you like it. I like to hang concert posters high up on horizontal wires, and clip vintage postcards along vertical wires. A series of black and white photographs evokes a darkroom or photographer’s studio. You can hang letters from your grandma, childhood mementos, potholders, jewelry or even air plants, if you want. Mixing up colors, sizes, and shapes is fun, or you can choose one particular style and stick with it. Variety is the spice of life, but not everyone likes as much spice as I do (for examples of both ways of thinking, check out this apartment featured on design*sponge).

With a bit more effort, you can use clips sans wire to create a gallery-like arrangement of unframed art. This method doesn’t afford you as much flexibility with rearranging your collection, but looks clean and unencumbered.

Clothing hangers

A slightly less flexible way to show off your unframed pictures or posters is to hang wire clothing hangers from a nail in a prominent location, and then use clothes pins or binder clips to hang the art from the clothing hangers. Hangers are frequently used to make mobiles for 3D art display, so you can move the medium to the 2 dimensional for a new take on a common household item.

Clipboards

If you have lots of smaller pieces of art that you want to display, try hanging a series of clipboards on your wall. Art can be neatly pinned to the center of the clipboard, and the back of the board provides a frame in which to show off the art. A clipboard can be had for as little as $2 (I’ve seen them for $0.88 on some websites, but you have to consider shipping). Buy a couple dozen of them, and hang them in neat military lines or in a more random fashion. If the dark brown background of the clipboard doesn’t suit you, you can always paint the clipboard white, yellow, or any hue that makes you smile and offsets your art collection.

Magnets

If you enjoy rearranging your collection, but have a morbid fear of nails and the damage they cause, you can turn a huge space into a magnetic board of your own with magnetic paint. Assuming you have the ability/right to paint your walls, you can create art spaces with a roller and a can of Rustoleum brand magnetic paint (runs about $30). Add some snazzy, modern-looking magnets for about $20. While $50 isn’t a drop in the bucket, it’s cheaper than framing your entire poster collection. A whole wall (or room) becomes your personal art gallery on which you can arrange your drawings, newspaper clippings, posters, collages, or anything else you can think of. The best part is you don’t have to refill and touch up holes in the wall every time you want to rearrange your artwork.

The Art of Leaning

Whoever said that art had to be hung? One of my favorite ways to display my favorite large oil paintings is to set them on top of dressers or low bookshelves, or even rest them on the floor, leaning against the wall. The look is casual, you don’t have to mar the walls with nail holes, and you can move stuff around without having to worry about busting out the measuring tape or level.

 

*This advice doesn’t necessarily apply to art that you consider highly valuable or a collector’s item of some kind — for those, do consider a professional framing job to protect the artwork from light and time.*

Permalink | 13 comments | Andrea Dickson's blog | Channel: Art and Leisure

Similar entries:

This article is from Wise Bread.


Surviving Swine Flu

By Andrea Dickson

Getting a shot

You’re probably going to get swine flu, and there’s really no need to freak out. Most people are surviving it just fine. Sure, fear-mongering news reporters love nothing better than a global pandemic to boost their ratings with sensationalist coverage of school shut-downs and hospitalizations, but while swine flu is no picnic, it doesn’t look like it’s going to wipe out civilization as we know it.

Let’s go ahead and take a fatalistic approach to this virus. We’re going to get it, and we’re probably going to survive it; but those who are in high-risk catgories need to take special precautions. Wash your hands all you want; it’s a virus, and it will travel.

We need a level-headed approach to combating this illness, and with a vaccine still not available to the public, it’s important to take stock of your health and protect yourself and your loved ones before the flu season really takes off.

Know if you are at risk

You expect the flu to pick off the old and infirm, but this flu is different. You might not be happy to hear that most of the 77 swine-flu related deaths recently studied by the CDC had underlying conditions like asthma or diabetes that complicated their illness (10% of the U.S. population has diabetes; 16.4% has asthma). If you are asthmatic, your condition can be aggravated by respiratory complications associated with the flu, so have your fast-acting bronchial dilator on hand and talk to your doctor about other precautions you might want to take. Diabetics are slower to heal and more prone to infections, so discuss a proactive approach with your doctor before you get sick.

Consider a pneumonia vaccination

The swine flu vaccine itself is days or possibly weeks away, and the biggest risk of the flu isn’t really the flu virus itself, but rather the bacterial infections that strike once your immune system has been weakened by the flu. Data from the CDC suggests what most doctors probably could have guessed: up to 29% of people who have died while infected with the swine flu have also had accompanying infections like pneumonia. I didn’t even know that you could get a vaccine for pneumonia until recently, but apparently this underused treatment is fairly effective. The vaccine only needs to be given twice in a lifetime, and although it only covers a couple dozen strains of pneumonia (there are more than 80 different types), most infections are caused by the 23 strains of bacteria that are included in the vaccine. Pregnant/nursing women and children under the age of two are not generally vaccinated.

I’ve been calling around, and the price of a pneumonia vaccine seems to range between $30-55. That’s not exactly cheap, but for an asthmatic like me, it’s cheaper than a trip to the emergency room (again). Check your local pharmacy or clinic to see if they are offering pneumonia vaccines; many pharmacies are scheduling vaccination clinics that include the flu shot and pneumonia vaccinations at the same time. The vaccine isn’t always covered by insurance.

Exercise and eat well

This is obviously something everyone should be doing already, but if today is the first day that you put down the bag of Doritos and take a slow walk around the block, so be it. You don’t have to deprive yourself and go crazy with a weight-loss scheme; just add some fresh fruit and veggies (the darker, the better — think berries and kale) to your daily food intake and find ways to keep your blood pumping, even if it means long, leisurely walks around the block. Take deep breaths and try to slowly expand your lung capacity. Don’t exhaust yourself, because that can just make you more prone to illness.

Get enough Vitamin D

Many people live with vitamin D deficiency, and it can be difficult to tell that you have one without a blood test. Vitamin D may play an essential role in keeping your immune system, particularly your respiratory system, healthy. There are few ways to get enough vitamin D, but you can take supplements, drink vitamin D-fortified milk (3 glasses a day), or make a point of spending at least 15 minutes a day outside during the sun’s peak hours (11AM-1PM).

Get plenty of sleep

The flu hits those who are most vulnerable, and that includes not just the old and sick, but also the physically exhausted. Most people don’t get nearly enough sleep on a daily basis, so if it means that you have to skip your favorite TV shows for a few weeks to get some more shut-eye, so be it. Remember, unless you are one of those rare genetic mutants who only needs 6 hours of sleep per night, you should be striving for somewhere around 8.5 hours of quality sleep.

If you get sick…

If you’ve managed to catch the swine flu, you can still take steps to avoid the worst aspects of the disease. The usual advice still applies: get plenty of rest, stay home if you can, remain hydrated, and allow people to tell you how good chicken soup is for you. For most people, this should be enough.

For those with immuno-suppressive disorders or anyone considered "high-risk," you might want to take an anti-viral medication within the first 24 hours of the onset of flu symptoms. Pneumonias develop when mucus and fluids in the lungs become infected with bacteria, which happens when the mucus is allowed to hang out and fester. To prevent pooling of mucus:

  1. Assuming you don’t have any other conditions that would prevent this (like fresh stitches from an appendectomy), cough. Force yourself to cough; this moves the phlegm around in your chest and disrupts bacterial growth.
     
  2. When not sleeping, try to rest in an upright position.
     
  3. Try to move around when you are sleeping. Don’t just stay flat on your back for many hours at a time.
     
  4. If you develop a cough that isn’t bringing up much phlegm, and you have your doctor’s go-ahead, get your hands on a good expectorant that contains Guaifenesin, like Mucinex. Expectorants help to thin the mucus out, so that you can bring it up when you cough. Breaking up this nastiness and coughing it out is crucial to preventing infection.
     
  5. If you are asthmatic, be vigilant and keep in touch with your doctor as necessary. At the first instance of respiratory distress, get thee to a medical facility.

**I am not a doctor, and nothing in this article should be construed as me giving medical advice. However, most of the tips given here do come from the Center for Disease Control or other reputable sources, so I promise that I am not just making stuff up. Please consult your physician before undertaking any new medical treatments.**

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Best of Personal Finance: Dog Days of Summer Edition

By Andrea Dickson

Networking is the key to self-promotion, and self-promotion is the key to success. The Simple Dollar discusses the importance of building social ties that will help you advance.

I thought "couchsurfing" meant sitting on the couch and watching a lot of TV by rapidly flipping through the channels, but it’s actually a good way to save money on accommodations when traveling – by crashing on other people’s couches. Now, you can use the internet to find the couches, reports Get Rich Slowly.

Have you considered a chicken coop in your backyard? Whether you’re doing it to save money, improve the environment, or just have tastier eggs, read this article before taking the plunge into chicken farming. (Parenting Squad)

Chubby AND broke? Learn the correlation between dieting and frugality from Frugal Dad.

Sell your Twitter account for profit? You kids and your crazy technologies. (Mighty Bargain Hunter)

American Consumer News asks if getting freebies is worth the time it takes to get the freebies. Time being money and all.

Dumb Little Man has 8 ways in which you can organize your life in roughly 5 minutes.

Saving Advice reminds you that your house is not only full of crap, but you probably paid for that crap, so it’s like you’re sitting in a big pile of money, but not as cool.

Next time you are heading to the grocery store, don’t forget to add "healthcare" to your shopping list. Yes, healthcare services are now offered at grocery stores and general retailers like Wal-Mart.

Afraid of finding out just how little money you actually have? Money Under 30 will help you to overcome your fears.

Check out all the carnivals we’ve been included in this week!

 

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Best of Personal Finance: ‘Screw It, I’m Buying an Air Conditioner’ Edition

By Andrea Dickson

Boy howdy, was this ever a hot, muggy week. I tried to be brave, walking around naked with lots of running fans and buckets of ice, but my coworkers complained too much. Something about seared retinas? Anyway, while I wait patiently for my Hai’er brand air conditioner to arrive from Costco, here are some great personal finance blog posts from around the country, and maybe one from the Great White North.

Squawkfox lists ways to stay cool without air conditioning. Interesting enough, one of them involves mooching off of people who DO have air conditioning. I highly recommend mooching.

Soon, your kids will be going back to school and you won’t have to listen to them whine about how you don’t have air conditioning. Frugal Dad has back to school shopping tips galore.

20 Something Finance gets all metaphorical with a comparison of personal finance to the Tour de France… or is that a simile? Interestingly, neither the Tour de France or personal finance necessarily involves air conditioning.

Dumb Little Man has tips for not becoming a complete whale while living the life of a cubicle monkey. Also no mention of air conditioning. COINCIDENCE?!?!

Saving Advice asks if crafting is a good way to make money. I don’t know, can you knit a functioning air conditioner?

The Wisdom Journal offers some methods for turning your supposed "needs" into mere "wants." Like, I thought I needed a diamond necklace, but it turns out that I was simply delusional from the heat, so I bought an air conditioner, which I actually needed.

The Greenest Dollar teaches you how to quit your job, which we all know you won’t do, since that’s 8 hours of AC-cooled existence every weekday.

You know how you like to start up the grill with a pile of $20 bills? Me, too. That’s the surest way to attract a frugal mate, reports Weakonomics, so get to it if you want to marry Thrifty McSavingspants.

For Canadians traveling to the U.S., you should buy your American dinero before arriving, according to Get Money Energy. However, just as an FYI, we are already all sold out of "les aire condtiounieres", so you might want to try Mexico.

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